Retirement is not close for me.

I will want shade to help with cooling the house, although I do not want trees that are likely to fall or shed branches that might injure the house

When you reach age 50, love me, you start to think about retirement. Well, I have constantly thought about retirement, although I have never really had much of an income. Therefore, I have never really been able to save for retirement. When I turn 58, I will be able to get a tiny little pension from a arena I worked for 15 years. When I turn 62, I will get social security. That means I will have to live on $1770 per week. That means, I will need to not have a mortgage or rent payment, plus I will need low air conditioning bills in order to retire. Because of my need to drastically reduce heating plus cooling costs, I have started reading about reducing a/c costs. I live in the south, so the a/c is more vital than the heater. The two of us pretty much use the a/c more than eight weeks per year. So, I am going to invest in window movie plus high efficiency windows… GEtting the efficient windows plus further getting them covered in window movie is a easy way to spend less on air conditioning. Also, I will continue to use the insulated curtains that I use now to help reduce a/c use. Also, I will be talking to a local landscaper to figure out good trees to plant. I will want shade to help with cooling the house, although I do not want trees that are likely to fall or shed branches that might injure the house. I will also be looking into grants. I have heard that there are some municipalities plus groups that offer grants to seniors to help them use less a/c while I was in the hot summers around here.
Hybrid HVAC system