When I speak with people about budgeting, it’s interesting to hear all the ways they’re shooting themselves right in the left foot. So several folks have no budget at all. They spend freely throughout each month & then wonder where all their money went when the well runs dry. The answer is easy; your money went right out the open window the moment you stopped paying attention to your money flow. This is why I always insist on setting an absolute budget for our household. The point is, there’s only so much cash to spend, & that’s it. If you mishandle your money throughout the week, you’re going to have any mornings when you get to the end of the period. This is especially brutal when it comes to managing a utility budget, energy expenditure, & HVAC system. In our home, every one of us needed to choose which mornings to use the heating & cooling system. Our furnace & A/C can’t run every day of the year because it’s expensive, energetically irresponsible, & pricey to rely so completely on artificial indoor air. All of us can use the heating plan when it’s horrifically freezing cold outside. All of us can turn to the central cooling system if it’s honestly hot boiling inside our house. But when every one of us run out of money to pay the energy bill budget each week, we’re out of luck. At that point, every one of us have to make due with natural ventilation AKA opening up the windows & hoping for the best. I’ve tried to tell our friends & family about budgeting for your energy expenditure costs each day & making intelligent decisions about overly using the central temperature control, however all the people aren’t interested in the strictest HVAC practice, then when they talk about budgeting for household expenses & energy bills, it’s usually more of an ideal than an absolute.